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The real estate sector in Kolkata has been at the forefront of massive development. This growth has prompted buyers to buy properties from the best builders in Kolkata. Purchasing a property is now a piece of cake. Buying a flat is a major financial decision and a buyer must watch out for the essential documents needed in purchasing before he sets out to buy a flat.  

The documents that you have to keep handy, ensure the buying process is hassle-free. The purchasing process becomes easier and more convenient if the valid documents are there. Before you check out the housing projects by the top developers in Kolkata, it is crucial to check the documents. The documents are as follows - 

 

Title Deed

This is an important legal document in Kolkata. This is actual proof of the ownership of the property. The document includes the owner’s name, the property's address, and the land survey number. 

 

Approval Plan

The local authority provides you with this approval plan. This document verifies the structural design of the property and other parameters, provided by the real-estate top developers in Kolkata. This document certifies that the property aligns properly with the rules and regulations. As a buyer, you need to verify the approval plan is valid. It is one of the most important legal documents that you can’t miss out on. 

 

Occupancy Certificate

This certificate certifies that the property or the building is habitable and secure. The local authority approves it after a thorough investigation of the structural alignment with stability and security norms. As a buyer, you should collect and keep this certificate safe after purchasing the flat. 

 

Sales Deed

If you are preparing to buy a flat from the best builders in Kolkata, it is important to get hold of the sales deed document. This document declares the transformation of the ownership of the property. The document holds the declaration of the shift of ownership from the seller to the buyer. Essential details of the buyers and sellers, the overall description of the property and the price are mentioned in the document. Having crucial information in it, buyers should pay special attention to this certificate.  

 

Property Tax Receipts

Reviewing the property tax receipts is a must. This document is vital as it contains the details of the tax payment. A buyer can always ensure you have successfully paid full taxes for the best luxury apartments in Kolkata. You need to review the property tax receipts. 

 

Encumbrance Certificate

This official legal paper verifies whether the property is free from any legal disputes. The document mentions that the property is free from mortgages, charges or involvement in any legal disputes. Besides checking the property’s clean title, it certifies that there are no unpaid dues or loans attached to the property. 

 

Electricity and Water Bills

These two documents are important agreement evidence that the seller has paid the necessary utility bills. A buyer must request the best luxury apartments in Kolkata's seller to provide the documents of the current water and electricity bills.  

 

NOC from Society

A buyer should collect the no-objection certificate (NOC) from the society. The NOC tells you that the society doesn’t have any objection to the sale of the property. It also adds that the society doesn’t have any objectives to let you purchase the property. 

 

Completion Certificate

The final certificate that a buyer has to keep in mind while buying an affordable flat in Kolkata, is a completion certificate. This is a legal certificate that scrutinizes and adds the building has been constructed according to the approved plan. It also lays down the certification that the property is ready to be occupied. The buyer should collect the completion certificate before buying the flat. He or she should make sure that the building also has the completion certificate. 

 

Tips and Tricks 

Before a buyer prepares to buy an affordable flat in Kolkata, it is vital to do thorough research and examine the different nitty-gritty. This examination ensures that your investment is safe and sound. This also ensures that your hard-earned money is in good hands. 

By carrying out a detailed legal document exploration, you can protect yourself and your property from any legal hassles and disputes. Apart from the legal documents, you must carry out a non-legal search for the flat’s location, builder’s reputation, amenities and facilities. If you go through a detailed review of the flat’s entire portfolio, you can feel the ease of taking this big financial decision. 

 

Which is The Best Builder in Kolkata? 

With stunning housing projects combined with modern amenities, Salarpuria Group is the best builder in Kolkata that ticks all the boxes legally and financially. We have a range of residential options like Victoria Vistas which offers luxury 3 BHK and 4 BHK apartments in Kolkata.  
 
Situated in the heart of the city, our housing complex in South Kolkata comes with an exclusive selection of amenities and facilities. We provide you with the ultimate luxury lifestyle that entails all the superior facilities inside it. Our amenities include a gymnasium, indoor swimming pool and community hall. We are the ultimate landmark of residences that offers hassle-free connectivity and community-building services. Having such delightful loads of surprises, Salarpuria’s Victoria Vistas also keep your legal issues at ease. At Vistas, we not only provide you with a seamless legal process but also provide you with the comfort of living without any worries.    

Whether you are buying your first apartment and worried about your legal journey, Salarpuria’s Victoria Vistas has your back. Stay worry-free, by staying at Salarpuria Group.  

 

FAQs

 

Q1. What Documents are Required to Purchase a Flat in Kolkata?

You need a bunch of legal documents. The legal documents include an approval plan, title deed, occupancy certificate, sale deed, property tax receipts, encumbrance certificate, electricity and water bills, NOC and completion certificate. 

 

Q2. What Precautions Should be Taken before Buying a Flat?

Before buying a flat, carry out thorough research on the project details and keep the legal documents handy. You have to keep your legal documents ready.  

 

Q3. What Questions to Ask The Builder before Buying a Flat?

You can ask for the legal documents required, amenities and facilities, prices of the residences and security procedures. Before buying a flat, ask for a brochure. 

 

Q4. How to Decide Which Flat to Buy?

Before making a random decision, ask your builder about the amenities and facilities. The strategic location plays a crucial part. Followed by that, the ease of connectivity and connection overall is smooth and secure. Extra benefits attract a lot of residential choices. Hospitals, schools, colleges and shopping centres are nearby. Before you set out to buy a flat, think about the factors and options that determine the overall lifestyle standard mark.